For coverage for the year 2017, you can start a new application or update/make changes on your application on October 1, 2016.
If you are already enrolled, that is, you were already covered by a healthcare provider through the Marketplace, then you can auto-enroll/renew on November 1, 2016.
On November 1, 2016, you will be given a list of healthcare providers and their plans to choose from. If it turns out you liked your plan from the year before and this plan is still available through the same healthcare provider, then you will be auto-enrolled/renewed on the same plan from the previous year. You will be asked if your income is the same and if there are no major changes to your situation. If this is the case, then the Marketplace will auto-enroll/renew your plan from the previous year, for coverage for the next year.
To confirm, however, it is recommended you call the Marketplace to find out if you don't have to do anything.
If you discover that your state is not participating, you have the option of shopping for insurance at the federal level at the Health Insurance Marketplace. If your state is participating, you can shop through your state's department.
The following deadline dates below are from the Healthcare Marketplace Website.
Open Enrollment for 2017 health plans starts November 1, 2016. Important dates to note:
- November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2017.
- December 15, 2016: Last day to enroll in or change plans for coverage to start January 1, 2017.
- January 1, 2017: 2017 coverage starts for those who enroll or change plans by December 15.
- January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.
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