no medical life insurance

 

If what you mean by no medical life insurance is that you are looking for life insurance where you don't have to go through a medical exam by a nurse or doctor, then yes, there is such an insurance available.

  

This kind of insurance usually falls under "Term Life Insurance" in which you are guaranteed a set amount to be given to your beneficiaries based on what is stated on the policy.  Because of this, the premiums are usually affordable.

 

Also, the death benefit amount of a no medical life insurance is generally low or has a definite, set amount that will not go much higher.  The consensus, when you are shopping from one company to another, is that the death benefit amounts range from $25,000 to $250,000.  This seems to be the "agreed" amount from one insurance provider to another.  There are exceptions, but you will rarely see another company try to go any higher than $250,000.

  • This page says you can answer a few questions and if you qualify, you can be approved in minutes:  http://www.insuranceonly.net/id8.html.  The web page also shows $150,000 and below.

Visit sites below for term life insurance rates:

 

http://www.reliaquote.com/?sourceid=00A00000032000000000

 

http://firstinlife.com/quote.htm

 

A good article about term life insurance

 

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