burial insurance

 

Companies that provide burial insurance vary their coverage amounts from as little as $5,000 to as much as $50,000.  It has been reported that the average amount for funeral expenses ranges from $7,000 - $10,000.

The policies for this type of insurance have a set premium amount and do not go up.  Many plans do not ask for a medical exam and you can acquire a policy even if you have had previous health issues.

Coverage continues as long as premiums are paid and the policy isn’t canceled.  With these met, the beneficiaries receive payment upon the policy holder’s death.

The reason for this insurance is to help alleviate the worry that may occur regarding paying funeral expenses.  There are many issues to deal with when a loved one dies and the fact burial expenses are covered can lessen the financial burden on family members.

Become aware of burial insurance scams:  http://www.jameshoyer.com/problem_burialinsurance.html

Check the Better Business Bureau:  http://search.bbb.org/search.html

Some helpful information from AARP about funeral arrangements:  http://www.aarp.org/families/grief_loss/a2004-11-15-arrangements.html

Companies that offer burial insurance.  Some will take you directly to a page where you can get a quote after you enter the state you live in:  

http://www.gerberlife.com/gl/view/guide_products/guar_life/index.jsp

http://www.peoples-life.com/

http://www.burialinsurance.net/getting_started.html

http://www.burial-life-insurance-quotes.com/burial_life_insurance_quotes.html

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